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Five Things to Remember About Open Enrollment in 2015

Posted on November 18, 2012 by adminadmin

For the second straight year, Americans will have the opportunity to enroll or re-enroll in an insurance plan through the Health Insurance Marketplace or insurer websites. However, to make sure that you do not stumbled into any difficulties when open enrollment begins on November 15, it is crucial that you are mindful of these five factors. 1) The open enrollment period has been shortened. Unlike last year, when Americans were given six months to sign up for health insurance, insured and uninsured individuals alike will only have between the November 15 and February 15 deadline to secure healthcare. Furthermore, if...Continue reading →

 

Midterm Election Results: Examining Potential Consequences of Repeal

Posted on November 17, 2012 by adminadmin

With midterm elections still fresh in the minds of Americans, the public collectively turns its gaze toward the near future, a future that will be led by the Republicans’ extended majority in the House of Representatives. Primarily, the people are interested in how the election results will affect Obamacare. Ever since its inception, the GOP has called for the repeal of the Affordable Care Act. Now, they finally have the ammunition to fight it. By employing a tactic known as “reconciliation,” the future Senate Majority Leader Mitch McConnell (R-Ky.) can force the passing of a repeal bill with just 51...Continue reading →

Challenges remain for Obamacare Consumers

Posted on November 14, 2012 by adminadmin

Many Americans still recall the glitches associated with the launch of HealthCare.gov last year. This year the Obama administration wants that to be a distant memory. The Administration has put in place many new previsions to rectify the troubled website for the upcoming enrollment period of Obamacare on November 15th. With these glitches fixed many consumers are now encountering a new problem, the rising costs of premiums. HealthCare.gov was basically unusable last year so in the months and weeks leading up to open enrollment for this year the Obama administration has taken many precautions so they do not encounter a...Continue reading →

 

The Consequences of Eliminating Obamacare Subsidies

Posted on November 10, 2012 by adminadmin

Various lawsuits are challenging the legality of providing Affordable Care Act subsidies in states that purchase coverage from the federal Health Insurance Marketplace, rather than creating their own state insurance exchanges. In September, United States District Judge Ronald A. White became one such figure to rule against the legality of these tax credits outside the 14 states that have established exchanges of their own. Judge White was not the first to declare such a position. Back in July, a panel of three judges of the Washington Court of Appeals ruled that these subsidies should only be allowed in states that...Continue reading →

 

NAACP Holding Symbolic Funeral for Those Missing Out

Posted on November 3, 2012 by adminadmin

The North Carolina National Association for the Advancement of Colored People held a funeral march Monday, October 20, in Raleigh. The group said they are honoring the thousands of people who have suffered as a result of the state’s decision to refuse the Medicaid expansion offered and re-offered by the Obama administration. Beginning with a news conference that boasted medical experts and a number of those afflicted by North Carolina’s refusal of the coverage, the symbolic ceremony ended with members of the organization carrying caskets to the General Assembly in recognition of the damage that NC officials have caused. One...Continue reading →

 

How Obamacare Coverage Varies by State

Posted on October 30, 2012 by adminadmin

As a citizen of the United States, the Affordable Care Act’s Individual Mandate requires you to purchase health insurance. However, you might not have been aware of how much coverage varies from state to state. A recent study conducted by the Robert Wood Johnson Foundation indicates that health insurance components differ substantially depending on where you live in the country. Infertility treatments, bariatric surgery and weight loss programs: not all states require health insurance plans to cover these. Nevertheless, there are the states that do. Of the 50 states in the United States, only five require health plans to feature...Continue reading →

 

Health Insurance Marketplace: Is there a ‘Free Rider’ Problem?

Posted on October 29, 2012 by adminadmin

Eight million people enrolled in the health insurance marketplace its first year. This was a figure commonly tossed around in early 2013. On August 15, Administrator for the Centers of Medicare and Medicaid Services Marilyn Tavenner revised that statement, revealing that the real number of enrollees in the Marketplace was 7.3 million. Many believed the discrepancy to be the result of citizens applying for health insurance twice, as a mistake. Oversight Committee Chairman Darrell Issa, R-California, had a different idea. He said he believed that the 700,000 Americans who were no longer insured through the Health Insurance Marketplace had more...Continue reading →

 

Gov. John Kasich: Repeal Obamacare, Keep Medicaid Expansion

Posted on October 28, 2012 by adminadmin

Obamacare has faced staunch opposition since its inception. The moment that the Affordable Care Act was implemented as healthcare legislation, critics were calling for its repeal. One voice heard in the crowd was that of Ohio Governor John Kasich, who has spoken out against the law on multiple occasions. Recently misquoted by the Associated Press, which had the official saying that repeal of the healthcare legislation was “not gonna happen,” Gov. Kasich felt it necessary to restate his position: “I never have (supported Obamacare), and I believe it should be repealed.” The Ohio Governor also added that if the Republicans...Continue reading →

 

3 Things to Consider Before Enrollment

Posted on October 27, 2012 by adminadmin

3 Things to Consider Before Enrollment The open enrollment period for the Health Insurance Marketplace begins on November 15. In less than a month, you will be able to enroll in a new plan or choose a new policy. However, there are a few factors that you should be sure to keep in mind. When enrolling, make sure that you consider the following: 1) Plan Changes The most important changes you should be aware of are those to your plan. Health insurance plans can change from year to year, with premiums and copays fluctuating. In addition, the doctor you typically...Continue reading →

 

Government Revamps Online Marketplace Early

Posted on October 20, 2012 by adminadmin

Few have forgotten the disastrous launch of the Affordable Care Act’s online marketplace. The chaos and associated frustration have been well noted. And the Obama administration will not see that happen again. To prevent such a recurrence, the federal government is taking preliminary measures to revamp the marketplace, their – albeit lofty – goal being a seamless enrollment period in 2015. The Wall Street Journal reports that officials are removing major pieces from HealthCare.gov to ensure that the same stubborn glitches from last year do not make a return. That’s not to say that the process will be quick and...Continue reading →