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Obamacare Proving Especially Affordable in Florida


Posted on September 15, 2012 by admin
“Affordability” was the most important tenet of the Obama administration’s Affordable Care Act. It’s in the bill’s name for crying out loud. Designed to expand the accessibility of the nation’s healthcare, the government needed to drive down premiums. When push came to shove, President Obama promised to do so. Now, with the recent numbers coming out of Florida, his proclamations have been proven.

According to a recent report from the Department of Health and Human Services, the average monthly premium is about $347. Your average Florida enrollee pays $68 after tax credits – a whopping 80 percent drop from the national average. And these tax credits affect all health insurance plans, so no Floridian is left out.

This stark difference cannot go unnoticed.

The HHS Office has reported that 75 percent of Florida enrollees have paid an average of $100 or less for their monthly premiums after tax credits. And that number gets better: 56 percent of Florida enrollees paid an average premium of $50 or less after said credits.

With nearly 1 million enrollees in Obamacare, Florida led all 36 states that participate in the federal marketplace in enrollment. The state also boasts a higher percentage of subsidized premiums than the rest of the nation. Whereas the national average of subsidized monthly insurance payments is 76 percent, Florida is enjoying a 90 percent subsidy rate. A federal marketplace supporter from the onset, Florida is reaping the rewards of the healthcare law in a special way. And the circumstance only works to bolster belief in Obamacare.

Such a situation proves that the Affordable Care Act’s reliance on competition was well founded. Because each and every consumer has multiple health insurers to choose from, premiums have been driven down. Lucky for the southerners, Floridians appear to be on the extreme side of this spectrum.