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Obamacare in Wisconsin

Wisconsin is has seen a lot of success since the introduction of the Affordable Care Act, also known as Obamacare. As of writing, there are 207,349 beneficiaries that use Obamacare as their primary health insurance provider. Many of those are younger beneficiaries that previously would not have been able to get insurance coverage. Obamacare made it possible for parents to extend their medical coverage to their children as long as the children are under the age of 27. Obamacare also made it so applicants cannot be denied or charged more for medical coverage based upon preexisting conditions. The Affordable Care Act put forth many other policies that were meant to make insurance more affordable and easier to acquire. More information on Obamacare in Wisconsin is covered in the following subjects:

  • Did Wisconsin accept the Obamacare Medicaid expansion?
  • Does the state or federal government run the health insurance exchange in Wisconsin?
  • Eligibility for Obamacare in Wisconsin
  • How to apply for Obamacare in Wisconsin
  • Health plan cost and availability in Wisconsin

Did Wisconsin Accept the ACA Medicaid Expansion?

The Affordable Care Act Medicaid expansion is something that was offered to each one of the states with the introduction of Obamacare. What is the Obamacare Medicaid expansion? The primary purpose of the Obamacare Medicaid expansion was to help low-income families or individuals get free Medicaid coverage. Obamacare Medicaid eligibility was changed under the expansion to give Medicaid coverage to anyone who made 133 percent less than the federal poverty limit. Wisconsin chose not to accept the expansion, so it will not show up on the Obamacare Medicaid application in Wisconsin.

One concern was the ACA Medicaid expansion cost to states, which is why Wisconsin and other states declined the program. Part of the Obamacare Medicaid expansion details included that the federal government would cover the costs of the program for three years, but after that, the government’s coverage would drop to 90 percent. The state would have to pay the remaining 10 percent, which would mean having to raise taxes or move around state funds to cover the costs. Applicants asking what is the expansion of Medicaid can look up additional specifics of the policy online.

Does the State or Federal Government Run the Health Insurance Exchange in Wisconsin?

What is the marketplace for health insurance in Wisconsin? The Affordable Care Act created an easier network for purchasing insurance. Wisconsin uses the Obamacare health insurance exchange to sell insurance. What is the health insurance exchange in Wisconsin? The health insurance exchange is a website that collects all the information about insurance plans in Wisconsin. Applicants can also use the website to apply for Obamacare, and get information on what kind of discounts and tax credits are available for them.

States were given the option of running the Obamacare healthcare marketplace themselves or letting the federal government do it for them. Wisconsin chose to let the federal government run the health insurance exchange. Letting the federal government run the exchange made it easier for the state, since they would not have to worry about health insurance exchange regulations or providing funds for the website.

Eligibility for Obamacare in Wisconsin

In terms of how to qualify for Obamacare in WI, the Affordable Care Act was designed to cover all citizens, even with pre-existing conditions. What are the requirements to apply for Obamacare? Candidates asking “who is eligible for Obamacare?” should know that applicants must be a legal United States citizen or qualifying alien, must not be incarcerated and must reside in Wisconsin. Obamacare income requirements do not exist. Obamacare coverage eligibility requirements focus on what kind of discounts or tax credits applicants are eligible for, which is why information about income is requested.

How to Apply for Obamacare in Wisconsin

Along with changing the eligibility, going about how to apply for Obamacare insurance changed as well. If applicants are unsure how to enroll in Obamacare, it is a straightforward process. If you do not know how to get Obamacare in WI, rest assured the process does not require much information. Many applicants will ask “What do I need to apply for Obamacare in Wisconsin?” Generally, what is needed to sign up for Obamacare consists of basic financial information, such as past pay stubs and past tax returns. An applicant should also have his or her past insurance information on hand as well, especially if he or she has a preexisting medical condition.

Do you know where to apply for Obamacare in Wisconsin? With the internet being such a prolific part of life in the U.S., a lot of new applicants ask “Can I apply online for Obamacare?” Applying online for healthcare is possible through the health insurance exchange. Online applications are the most widely used method of applying for Obamacare, but they are not the only kind available. It is also possible for applicants to apply by mail. It is also possible to get physical copies by visiting an insurance agent. Applicants who want a little more assistance with the application can also apply over the phone, or by meeting with an insurance agent in person.

Health Plan Cost and Availability in Wisconsin

Something that all applicants ask is “How much will Obamacare insurance cost me in Wisconsin?” An applicant is encouraged to get Obamacare health insurance price estimates when he or she is initially looking through plans. Asking how much does Obamacare cost its beneficiaries can be difficult to answer, since many plans exist and are determined on an applicant’s situation. An applicant is going to have different Obamacare health insurance plans costs based on the discounts and tax credits he or she is eligible for.

Applicants for healthcare in Wisconsin have 15 different health insurance providers to pick from. Each one of those 15 providers have multiple insurance plans. As of writing, there are a total of 67 different insurance plans available in Wisconsin. 89 percent of beneficiaries in Wisconsin are able to get tax credits worth $315 every month. In addition, half of the beneficiaries use these discounts to pay less than $100 a month for Obamacare coverage in Wisconsin.