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About Obamacare in Washington 

Washington State residents can access high quality and affordable health care by purchasing marketplace insurance coverage provided under the Affordable Care Act. The Affordable Care Act (ACA) is a nationwide program that was created to ensure that even low-income US citizens have access to health insurance coverage. It is popularly known by the name Obamacare, and any applicant who qualifies can enroll as long as the plan he or she chooses is affordable to them. As of Feb 22, a total of 160,732 Washington residents had been selected or re-enrolled for affordable marketplace health insurance plans. Out of these WA consumers who were signed up through the marketplace, 79 percent qualified for tax credit. The nationwide marketplace enrollees for Obamacare were 11.7 million people as of Feb 22, 2016. Learn more about Obamacare in Washington from the following topics below:

  • Did Washington accept the Obamacare Medicaid expansion?
  • Does the state or federal government run the health insurance exchange in Washington?
  • Eligibility for Obamacare in Washington
  • How to apply for Obamacare in Washington
  • Health plan cost and availability in Washington

 

Did Washington Accept the Obamacare Medicaid Expansion?

Several states accepted the Obamacare Medicaid expansion when it was introduced. What is the Obamacare Medicaid expansion? In Washington, the is an initiative created by the federal government to provide coverage for uninsured low-income citizens of the United States. Under the program, the government finances coverage for individuals whose family incomes are way below the federal poverty levels. Indirect exists, despite the fact that the program is federally funded. In order to meet requirements, the income of the applicant or applicant’s family must be at or below 133 percent of federal poverty level.

What is the expansion of Medicaid, and does Washington participate in it? Obamacare Medicaid expansion details illustrate that Washington is among the thirty states that expanded Medicaid coverage, and as a result, more residents have managed to access affordable health insurance coverage under Medicaid or Children’s Health Insurance Program (CHIP). By January 2015, a total of 528,151 Washington residents had been enrolled into Medicaid or CHIP plans and this was attributed to Medicaid expansion initiatives in Washington. Any qualified candidate in Washington can submit an Obamacare Medicaid application and benefit from free health care services or coverage plans financed by the federal government.

 

Does the State or Federal Government run the Health Insurance Exchange in Washington?

Beneficiaries and new applicants may ask "What is the health insurance exchange and how is it operated in Washington?” The is a marketplace where candidates meet private insurance providers and view affordable plans that are available. Another question that may arise is, “What is the marketplace for health insurance and how can Washingtonians use the marketplace?” The is an online platform where applicants meet health insurance coverage carriers, choose coverage plans, and even buy plans that meet their budgets. Obamacare enrollees can also use the marketplace to re-enroll or change coverage plans during the open or special enrollment periods. The Washington Obamacare marketplace is state-run, and this means that the are provided by the state regulators. Marketplace health insurance coverage providers, or carriers, have to operate under these state regulations when servicing coverage plans. Some of the providers in Washington’s marketplace are Bridgespan, Community Health Plan of Washington, Kaiser Foundation Plan of the Northwest, Coordinated Care, LifeWise, Molina Healthcare of Washington, and Premera Blue Cross.

Eligibility for Obamacare in Washington

Obamacare candidates may be curious to know how to qualify for Obamacare in Washington. Another question that is commonly asked is A person must be a citizen or qualified national of the United States. Still in relation to this, the applicant must be a resident of the location where the insurance coverage is provided. With respect to eligibility, applicants have to prove that their income falls within the federal poverty level limits in order to qualify for subsidies. Applicants who want to benefit from the Medicaid expansion program have to prove that their family incomes are at 133 percent or below that of the federal poverty levels. Besides these , it is worth noting that anyone at any age can acquire marketplace insurance coverage as long as they as they meet the basic eligibility conditions.

How to Apply for Obamacare in Washington

New applicants may need information on in Washington. The four basic ways applicants can learn are through phone call, mail, community assistants, and online applications. For applicants wondering , one of the easiest ways to do so is online via the state healthcare exchange. Applicants who ask “Can I apply online for Obamacare in Washington?” simply have to go to the Washington exchange, and begin the process of filling out the forms. Online applications can be submitted through the marketplace during the open enrollment period, or during special enrollment periods. The marketplace can also assist Obamacare candidates with learning as well as within Washington. Additionally, applicants can call providers or marketplace representatives who can assist with the application process.

Health Plan Cost and Availability in Washington

Many Washington residents ask “How much will Obamacare insurance cost me once I enroll for the coverage?” are not definite but are dependent on the income level of the beneficiary. So how much does Obamacare cost? Various levels of coverage are available in Washington, and therefore each type of coverage has its own premium rates. The levels of health insurance coverage sold in WA are bronze, silver, gold, and platinum, which has the highest premiums, but lowest out-of-pocket costs for healthcare services. are also based on the age, smoking status, subsidy qualification and county of residence. Currently, in Washington, the average family of four on the silver plan, non-smokers, making a salary of $52,000 could expect to pay approximately $300 a month for coverage.