Obama Care

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According to the latest number there are forty four million Americans without health care coverage. This is due to the cost or to the availability of health insurance. It was with this in mind that President Obama passed the Affordable Care Act notably known as Obama Care. This is supposed to provide every American with health insurance. While Obama Care is highly controversial it is designed to make the lives of Americans better. The question most Americans have is how all of this affects them. This is a hard question to answer because the Obama Care is over one thousand pages long and it seems that no one has read them all.

The Problems

When you have a document with over one thousand pages, not everything in Obama Care works for everyone. There are things within Obama Care that simply do not make sense. The first is that every American must have insurance or pay a penalty. This is the biggest item of contention. First, this goes against everything that being an American stands for. We are supposed to be the home of the free and yet the government is now telling Americans what to do with their money.

Another problem is that no one really understands what this program is all about. In order to purchase your affordable health insurance you go to a website called the Marketplace. You can visit this web site by going to www.healthcare.gov. This website is supposed to answer all of your questions. They even have a number that you can call in order to talk to a live person. The problem is that if you call and talk to two different people you may get two different answers to the same question.

The Benefits of Obama Care

The biggest thing that Obama Care does is that if you work for a company that does not offer health care insurance, you can now get it. This is great for those that do not have health insurance available. It also has different options for those that fall into the low income demographic. So how many benefits Obama Care offers depends on your circumstances.

What this means to You
The bottom line is that the Obama Care is going to affect everyone differently. You are going to have to do your research and decide for yourself what your best options are. If you do not currently have coverage and would like it, Obama Care solves your problems. If on the other hand you have decided not to have coverage for whatever reason, this Act will change your whole world. The bottom line is that you are going to have to make your own decisions about the Affordable Care Act also known as Obama Care.

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Obama Care Explained

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Obama Care Health Insurance Exchange

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Obama Care and Small Business

If you operate a small business, or even if you work for one, you are probably wondering how Obama Care is going to impact your livelihood. Well, there are several ways that Obamacare is going to change the way small businesses operate. Obama Care and SHOP First, you should know that Obama Care has caused the creation of SHOP, which stands for the Small Business Health Options Program. The rising costs of health insurance in the United States have led to many small businesses not providing health insurance for their workers. However, larger businesses have actually found health insurance for employees to be more affordable because they get large group discounts on that health insurance. The creation of SHOP through Obama Care means that small business owners should be able to find more affordable health care programs for their employees. In fact, small businesses that have less than 25 full-time equivalent (FTE) employees may be eligible for tax credits, if those employes earn less than $50,000 per year on average. Other Benefits Obama Care also provides a few other small business benefits. One of those benefits is that smaller businesses get better tax breaks. This means that small businesses will...Continue reading